DSP Credit Risk Fund - Regular Plan - IDCW
Fund House: DSP Mutual Fund
Category: Debt: Credit Risk
Status: Open Ended Schemes
Launch Date: 13-05-2003
Minimum Investment: 100.0
Asset Class: Fixed Income
Minimum Topup: 100.0
Benchmark: CRISIL Credit Risk Debt B-II Index
Total Assets: 207.91 As on (30-09-2025)
Expense Ratio: 1.2% As on (29-09-2025)
Turn over: 81.00% | Exit Load: NIL - If the units redeemed or switched-out are upto 10% of the units purchased or switched-in within 12 months from the date of allotment, NIL - If units are redeemed or switched out on or after 12 months from the date of allotment, 1% - If units redeemed or switched-out are in excess of 10% of the units purchased or switched-in within 12 months from the date of allotment Note: No exit load shall be levied in case of switch of investments from Direct Plan to Regular Plan and vice versa.
NAV as on 28-10-2025
12.1181
0.0025
CAGR Since Inception
6.26%
CRISIL Credit Risk Debt B-II Index 7.35%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| DSP Credit Risk Fund - Regular Plan - IDCW | 18.04 | 12.76 | 9.85 | 6.44 | 6.26 |
| Benchmark | - | - | - | - | - |
| Debt: Credit Risk | 10.51 | 8.77 | 9.13 | 6.43 | 6.79 |
Funds Manager
Mr. Vivek Ramakrishnan, Mr. Shalini Vasanta
RETURNS CALCULATORS for DSP Credit Risk Fund - Regular Plan - IDCW
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of DSP Credit Risk Fund - Regular Plan - IDCW
Portfolio Holdings
Sector Allocation
PEER COMPARISION of DSP Credit Risk Fund - Regular Plan - IDCW
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| DSP Credit Risk Reg IDCW | 13-05-2003 | 18.04 | 11.8 | 12.76 | 9.85 | 6.44 |
| DSP Credit Risk Reg Gr | 05-05-2003 | 21.67 | 14.52 | 14.86 | 11.12 | 7.88 |
| HSBC Credit Risk Fund Reg Gr | 01-01-2013 | 20.66 | 13.68 | 11.24 | 8.42 | 7.19 |
| ABSL Credit Risk Reg Gr | 05-04-2015 | 13.53 | 12.77 | 10.79 | 9.32 | 8.16 |
| Invesco India Credit Risk Reg Gr | 04-09-2014 | 9.46 | 8.43 | 9.4 | 6.52 | 5.75 |
| Nippon India Credit Risk Gr | 01-06-2005 | 9.34 | 8.79 | 8.45 | 8.64 | 6.05 |
| ICICI Pru Credit Risk Gr | 05-12-2010 | 9.13 | 9.11 | 8.37 | 7.31 | 7.8 |
| Kotak Credit Risk Gr | 01-05-2010 | 9.01 | 8.53 | 7.61 | 5.87 | 6.79 |
| Axis Credit Risk Reg Gr | 15-07-2014 | 8.82 | 8.47 | 7.95 | 6.78 | 6.8 |
| SBI Credit Risk Reg Gr | 01-07-2004 | 8.4 | 8.19 | 8.2 | 6.79 | 7.31 |
Asset Allocation (%)
Key Performance and Risk Statistics of DSP Credit Risk Fund - Regular Plan - IDCW
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| DSP Credit Risk Fund - Regular Plan - IDCW | 5.83 | 0.69 | 8.91 | 2.45 | 7.1 | 2.9 |
| Debt: Credit Risk | - | - | - | - | - | - |