SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)
Fund House: SBI Mutual Fund
Category: Debt: Banking and PSU
Status: Open Ended Schemes
Launch Date: 09-10-2009
Minimum Investment: 5000.0
Asset Class: Fixed Income
Minimum Topup: 1000.0
Benchmark: Nifty Banking & PSU Debt Index A-II
Total Assets: 4227.55 As on (31-10-2025)
Expense Ratio: 0.78% As on (31-10-2025)
Turn over: 81.00% | Exit Load:
NAV as on 05-12-2025
1461.3891
1.3819
CAGR Since Inception
6.26%
Nifty Banking & PSU Debt Index A-II 7.31%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) | 7.65 | 7.34 | 5.45 | 6.08 | 6.26 |
| Benchmark | - | - | - | - | - |
| Debt: Banking and PSU | 7.57 | 7.36 | 5.79 | 7.12 | 7.11 |
Funds Manager
Mr. Rajeev Radhakrishnan, Mr. Ardhendu Bhattacharya,
RETURNS CALCULATORS for SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)
Portfolio Holdings
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Sector Allocation
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PEER COMPARISION of SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| SBI Banking & PSU Fund Reg Daily IDCW | 09-10-2009 | 7.65 | 7.9 | 7.34 | 5.45 | 6.08 |
| HSBC Banking and PSU Debt Fund Reg Gr | 01-01-2013 | 7.97 | 7.73 | 7.17 | 5.2 | 6.79 |
| Kotak Banking and PSU Debt Gr | 29-12-1998 | 7.93 | 8.18 | 7.57 | 6.05 | 7.44 |
| UTI Banking & PSU Fund Reg Gr | 05-01-2014 | 7.9 | 7.98 | 7.37 | 7.0 | 6.79 |
| Franklin India Banking & PSU Debt Gr | 05-04-2014 | 7.85 | 7.92 | 7.45 | 5.83 | 7.23 |
| ICICI Pru Banking and PSU Debt Gr | 01-01-2010 | 7.82 | 7.94 | 7.64 | 6.26 | 7.44 |
| Sundaram Banking and PSU Reg Gr | 30-12-2004 | 7.79 | 8.13 | 7.56 | 5.7 | 6.65 |
| Axis Banking & PSU Debt Reg Gr | 01-06-2012 | 7.76 | 7.85 | 7.26 | 5.77 | 7.22 |
| LIC MF Banking & PSU Debt Reg Gr | 30-05-2007 | 7.72 | 7.99 | 7.34 | 5.5 | 6.75 |
| HDFC Banking and PSU Debt Reg Gr | 03-03-2014 | 7.71 | 7.99 | 7.5 | 5.88 | 7.29 |
Asset Allocation (%)
Key Performance and Risk Statistics of SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) | 1.16 | -0.59 | 3.81 | 2.24 | 6.77 | 4.94 |
| Debt: Banking and PSU | - | - | - | - | - | - |