SBI Credit Risk Fund - Regular Plan - Growth
Fund House: SBI Mutual Fund
Category: Debt: Credit Risk
Status: Open Ended Schemes
Launch Date: 01-07-2004
Minimum Investment: 5000.0
Asset Class: Fixed Income
Minimum Topup: 1000.0
Benchmark: NIFTY Credit Risk Bond Index B-II
Total Assets: 2210.07 As on (30-09-2025)
Expense Ratio: 1.5% As on (29-09-2025)
Turn over: 81.00% | Exit Load: \r\n\tFor exit within 12 months from the date of allotment – For 8% of the investment – Nil; For the remaining investment - 3%\r\n\r\n\tFor exit after 12 months but within 24 months from the date of allotment - For 8% of the investment – Nil; For the remaining investment -1.5%\r\n\r\n\tFor exit after 24 months but within 36 months from the date of allotment - For 8% of the investment – Nil; For the remaining investment -0.75%;\r\n\r\n\tFor exit after 36 months from the date of allotment – Nil\r\n
NAV as on 29-10-2025
46.6831
0.0061
CAGR Since Inception
7.5%
NIFTY Credit Risk Bond Index B-II 7.35%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| SBI Credit Risk Fund - Regular Plan - Growth | 8.33 | 8.2 | 6.79 | 7.31 | 7.5 |
| Benchmark | - | - | - | - | - |
| Debt: Credit Risk | 10.45 | 8.62 | 9.14 | 6.43 | 6.79 |
Funds Manager
Mr Lokesh Mallya, Mr. Adesh Sharma, Mr. Pradeep Kesavan,
RETURNS CALCULATORS for SBI Credit Risk Fund - Regular Plan - Growth
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of SBI Credit Risk Fund - Regular Plan - Growth
Portfolio Holdings
Sector Allocation
PEER COMPARISION of SBI Credit Risk Fund - Regular Plan - Growth
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| SBI Credit Risk Reg Gr | 01-07-2004 | 8.33 | 8.18 | 8.2 | 6.79 | 7.31 |
| DSP Credit Risk Reg Gr | 05-05-2003 | 21.62 | 14.5 | 14.85 | 11.12 | 7.88 |
| HSBC Credit Risk Fund Reg Gr | 01-01-2013 | 20.62 | 13.67 | 9.07 | 8.43 | 7.19 |
| ABSL Credit Risk Reg Gr | 05-04-2015 | 13.45 | 12.76 | 10.78 | 9.33 | 8.16 |
| Invesco India Credit Risk Reg Gr | 04-09-2014 | 9.4 | 8.44 | 9.4 | 6.52 | 5.76 |
| Nippon India Credit Risk Gr | 01-06-2005 | 9.32 | 8.78 | 8.45 | 8.62 | 6.05 |
| ICICI Pru Credit Risk Gr | 05-12-2010 | 9.03 | 9.15 | 8.39 | 7.34 | 7.81 |
| Kotak Credit Risk Gr | 01-05-2010 | 8.83 | 8.55 | 7.62 | 5.88 | 6.8 |
| Axis Credit Risk Reg Gr | 15-07-2014 | 8.73 | 8.47 | 7.95 | 6.78 | 6.81 |
| Baroda BNP Paribas Credit Risk Fund Reg Gr | 23-01-2015 | 8.27 | 8.38 | 7.97 | 9.52 | 7.68 |
Asset Allocation (%)
Key Performance and Risk Statistics of SBI Credit Risk Fund - Regular Plan - Growth
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| SBI Credit Risk Fund - Regular Plan - Growth | 1.36 | 0.61 | 4.75 | 1.96 | 8.05 | 3.19 |
| Debt: Credit Risk | - | - | - | - | - | - |