SBI Credit Risk Fund - Regular Plan - Growth
Fund House: SBI Mutual Fund
Category: Debt: Credit Risk
Status: Open Ended Schemes
Launch Date: 01-07-2004
Minimum Investment: 5000.0
Asset Class: Fixed Income
Minimum Topup: 1000.0
Benchmark: NIFTY Credit Risk Bond Index B-II
Total Assets: 2213.24 As on (29-08-2025)
Expense Ratio: 1.55% As on (31-08-2025)
Turn over: 81.00% | Exit Load: \r\n\tFor exit within 12 months from the date of allotment – For 8% of the investment – Nil; For the remaining investment - 3%\r\n\r\n\tFor exit after 12 months but within 24 months from the date of allotment - For 8% of the investment – Nil; For the remaining investment -1.5%\r\n\r\n\tFor exit after 24 months but within 36 months from the date of allotment - For 8% of the investment – Nil; For the remaining investment -0.75%;\r\n\r\n\tFor exit after 36 months from the date of allotment – Nil\r\n
NAV as on 07-10-2025
46.5511
0.0213
CAGR Since Inception
7.51%
NIFTY Credit Risk Bond Index B-II 7.4%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| SBI Credit Risk Fund - Regular Plan - Growth | 8.59 | 8.2 | 6.98 | 7.34 | 7.51 |
| Benchmark | - | - | - | - | - |
| Debt: Credit Risk | 10.82 | 8.76 | 9.23 | 6.46 | 6.79 |
Funds Manager
Mr Lokesh Mallya, Mr. Adesh Sharma, Mr. Pradeep Kesavan,
RETURNS CALCULATORS for SBI Credit Risk Fund - Regular Plan - Growth
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of SBI Credit Risk Fund - Regular Plan - Growth
Portfolio Holdings
Sector Allocation
PEER COMPARISION of SBI Credit Risk Fund - Regular Plan - Growth
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| SBI Credit Risk Reg Gr | 01-07-2004 | 8.59 | 8.22 | 8.2 | 6.98 | 7.34 |
| DSP Credit Risk Reg Gr | 05-05-2003 | 21.92 | 18.9 | 14.88 | 11.13 | 7.92 |
| HSBC Credit Risk Fund Reg Gr | 01-01-2013 | 20.71 | 13.67 | 11.25 | 8.52 | 7.23 |
| ABSL Credit Risk Reg Gr | 05-04-2015 | 16.4 | 12.75 | 10.75 | 9.35 | 8.19 |
| Invesco India Credit Risk Reg Gr | 04-09-2014 | 9.48 | 9.27 | 9.44 | 6.58 | 5.8 |
| Nippon India Credit Risk Gr | 01-06-2005 | 9.35 | 8.76 | 8.42 | 8.73 | 6.07 |
| ICICI Pru Credit Risk Gr | 05-12-2010 | 9.21 | 9.17 | 8.39 | 7.44 | 7.83 |
| Kotak Credit Risk Gr | 01-05-2010 | 9.08 | 8.55 | 7.58 | 5.87 | 6.82 |
| Axis Credit Risk Reg Gr | 15-07-2014 | 8.92 | 8.49 | 7.95 | 6.87 | 6.81 |
| Baroda BNP Paribas Credit Risk Fund Reg Gr | 23-01-2015 | 8.54 | 8.4 | 7.96 | 9.64 | 7.72 |
Asset Allocation (%)
Key Performance and Risk Statistics of SBI Credit Risk Fund - Regular Plan - Growth
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| SBI Credit Risk Fund - Regular Plan - Growth | 1.36 | 0.61 | 4.75 | 1.96 | 8.05 | 3.19 |
| Debt: Credit Risk | - | - | - | - | - | - |