UTI Retirement Fund - Regular Plan
Fund House: UTI Mutual Fund
Category: Retirement Fund
Status: Open Ended Schemes
Launch Date: 26-12-1994
Minimum Investment: 500.0
Asset Class: Mixed Asset
Minimum Topup: 500.0
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
Total Assets: 4745.25 As on (31-10-2025)
Expense Ratio: 1.65% As on (31-10-2025)
Turn over: 81.00% | Exit Load: Period of Holding *: (A) Less than one year – 1% (B) Greater than or equal to one year – Nil *Units shall not be under lock-in period.
NAV as on 05-12-2025
50.894
0.1446
CAGR Since Inception
9.75%
CRISIL Short Term Debt Hybrid 60+40 Index 11.53%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| UTI Retirement Fund - Regular Plan | 4.6 | 11.82 | 12.43 | 9.72 | 9.75 |
| Benchmark | - | - | - | - | - |
| Retirement Fund | 3.02 | 12.16 | 11.76 | 10.01 | 11.44 |
Funds Manager
Mr. Sunil Patil FM 1,Mr. V. Srivatsa FM 2,Not Applicable FM 3,Not Applicable FM 4
RETURNS CALCULATORS for UTI Retirement Fund - Regular Plan
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of UTI Retirement Fund - Regular Plan
Portfolio Holdings
Sector Allocation
PEER COMPARISION of UTI Retirement Fund - Regular Plan
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| UTI Retirement Fund - Regular Plan | 26-12-1994 | 4.6 | 11.36 | 11.82 | 12.43 | 9.72 |
| ICICI Pru Retrmnt Pure Equity Gr | 01-02-2019 | 8.46 | 21.23 | 22.91 | 24.68 | 0.0 |
| ICICI Pru Retrmnt Hybrid Ag Gr | 02-02-2019 | 7.54 | 18.69 | 19.65 | 18.49 | 0.0 |
| ICICI Pru Retrmnt Hybrid Cons Gr | 05-02-2019 | 7.22 | 9.89 | 10.63 | 8.58 | 0.0 |
| ICICI Pru Retrmnt Pure Debt Gr | 05-02-2019 | 5.75 | 6.71 | 6.35 | 4.93 | 0.0 |
| ABSL Retrmnt The 50s Plus-Debt Reg Gr | 05-03-2019 | 4.83 | 5.76 | 5.35 | 3.78 | 0.0 |
| ABSL Retrmnt The 50s Reg Gr | 05-03-2019 | 4.77 | 8.19 | 8.03 | 5.61 | 0.0 |
| Bandhan Retirement Fund Reg Gr | 18-10-2023 | 4.73 | 11.17 | 0.0 | 0.0 | 0.0 |
| HDFC Retrmnt Savings Hybrid Debt Reg | 05-02-2016 | 4.22 | 8.06 | 8.49 | 8.08 | 0.0 |
| ABSL Retrmnt The 40s Reg Gr | 01-03-2019 | 4.2 | 12.74 | 12.61 | 11.34 | 0.0 |
Asset Allocation (%)
Key Performance and Risk Statistics of UTI Retirement Fund - Regular Plan
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| UTI Retirement Fund - Regular Plan | 5.28 | 1.04 | 1.78 | 0.82 | 7.12 | 10.72 |
| Retirement Fund | - | - | - | - | - | - |